/* ==========================================================================
   NexGen Gurus LLC — Global Stylesheet
   ========================================================================== */

:root{
  --navy:        #1B2F5E;
  --navy-dark:   #131F40;
  --teal:        #1D9E75;
  --teal-dark:   #157A5A;
  --gold:        #C9A84C;
  --bg-light:    #F4F6F9;
  --text-dark:   #1A1A1A;
  --text-mid:    #4B5468;
  --white:       #FFFFFF;
  --border:      #E1E6ED;

  --container:   1180px;
  --radius:      6px;
  --shadow-sm:   0 2px 8px rgba(27,47,94,0.08);
  --shadow-md:   0 8px 28px rgba(27,47,94,0.12);
  --ff-body:     'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--ff-body);
  color:var(--text-dark);
  background:var(--white);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:var(--teal-dark);text-decoration:none;}
a:hover{text-decoration:underline;}
ul{padding-left:1.2em;}
h1,h2,h3,h4{
  font-family:var(--ff-body);
  color:var(--navy);
  line-height:1.2;
  margin:0 0 .5em;
  font-weight:700;
  letter-spacing:-0.01em;
}
h1{font-size:clamp(2.1rem,4vw,3.2rem);}
h2{font-size:clamp(1.6rem,2.6vw,2.2rem);}
h3{font-size:1.25rem;}
p{margin:0 0 1em;color:var(--text-mid);}
.container{max-width:var(--container);margin:0 auto;padding:0 24px;}
section{padding:72px 0;}
.section-tight{padding:48px 0;}

/* Visible focus ring for accessibility */
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{
  outline:3px solid var(--gold);
  outline-offset:2px;
}

@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto;}
  *{animation-duration:0.001ms !important;transition-duration:0.001ms !important;}
}

/* ---------- Section header bar (signature element) ---------- */
.section-label{
  display:inline-flex;
  align-items:center;
  gap:10px;
  background:var(--navy);
  color:var(--white);
  font-size:.78rem;
  font-weight:700;
  letter-spacing:.12em;
  text-transform:uppercase;
  padding:9px 18px;
  border-radius:3px;
  margin-bottom:18px;
}
.section-label::before{
  content:'';
  width:8px;height:8px;
  background:var(--teal);
  border-radius:50%;
  display:inline-block;
}
.section-head{margin-bottom:42px;max-width:760px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.section-head p{font-size:1.08rem;}

/* ---------- Buttons ---------- */
.btn{
  display:inline-block;
  padding:14px 28px;
  border-radius:4px;
  font-weight:700;
  font-size:.95rem;
  letter-spacing:.01em;
  border:2px solid transparent;
  cursor:pointer;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease;
}
.btn:hover{text-decoration:none;transform:translateY(-2px);}
.btn-primary{background:var(--teal);color:var(--white);}
.btn-primary:hover{background:var(--teal-dark);box-shadow:var(--shadow-md);}
.btn-outline{background:transparent;border-color:var(--white);color:var(--white);}
.btn-outline:hover{background:var(--white);color:var(--navy);}
.btn-navy{background:var(--navy);color:var(--white);}
.btn-navy:hover{background:var(--navy-dark);box-shadow:var(--shadow-md);}
.btn-gold{background:var(--gold);color:var(--navy-dark);}
.btn-gold:hover{background:#b6943e;}
.btn-block{display:block;width:100%;text-align:center;}
.btn-sm{padding:9px 18px;font-size:.85rem;}

/* ---------- Top utility bar ---------- */
.topbar{
  background:var(--navy-dark);
  color:#cdd6e8;
  font-size:.82rem;
}
.topbar .container{
  display:flex;justify-content:space-between;align-items:center;
  padding-top:7px;padding-bottom:7px;flex-wrap:wrap;gap:6px;
}
.topbar a{color:#cdd6e8;}
.topbar .topbar-links{display:flex;gap:18px;flex-wrap:wrap;}
.topbar strong{color:var(--gold);}

/* ---------- Header / Nav ---------- */
header.site-header{
  position:sticky;top:0;z-index:1000;
  background:var(--white);
  box-shadow:0 1px 0 var(--border);
}
.navbar{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 24px;max-width:var(--container);margin:0 auto;
}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);font-size:1.18rem;}
.brand .mark{
  width:38px;height:38px;border-radius:8px;
  background:linear-gradient(135deg,var(--navy),var(--teal));
  display:flex;align-items:center;justify-content:center;
  color:var(--white);font-weight:800;font-size:1rem;flex-shrink:0;
}
.brand span.sub{display:block;font-size:.66rem;font-weight:600;color:var(--teal-dark);letter-spacing:.08em;text-transform:uppercase;}
.brand-text{display:flex;flex-direction:column;line-height:1.1;}

nav.main-nav{display:flex;align-items:center;gap:28px;}
nav.main-nav ul{display:flex;gap:24px;margin:0;padding:0;list-style:none;}
nav.main-nav a{
  color:var(--text-dark);font-weight:600;font-size:.94rem;
  position:relative;padding:6px 0;text-decoration:none;
}
nav.main-nav a:hover, nav.main-nav a.active{color:var(--teal-dark);}
nav.main-nav a.active::after{
  content:'';position:absolute;left:0;bottom:0;width:100%;height:2px;background:var(--teal);
}
.nav-cta{display:flex;align-items:center;gap:14px;}
.menu-toggle{
  display:none;background:none;border:none;cursor:pointer;padding:6px;
}
.menu-toggle span{display:block;width:26px;height:3px;background:var(--navy);margin:5px 0;border-radius:2px;transition:.2s;}

@media (max-width:920px){
  nav.main-nav{
    position:fixed;top:0;right:-100%;width:78%;max-width:340px;height:100vh;
    background:var(--navy);flex-direction:column;align-items:flex-start;
    padding:90px 30px 30px;transition:right .3s ease;gap:0;z-index:1001;
  }
  nav.main-nav.open{right:0;box-shadow:-8px 0 30px rgba(0,0,0,.3);}
  nav.main-nav ul{flex-direction:column;gap:6px;width:100%;}
  nav.main-nav ul li{width:100%;border-bottom:1px solid rgba(255,255,255,.1);}
  nav.main-nav a{color:#dbe2f0;display:block;padding:14px 0;}
  nav.main-nav a:hover,nav.main-nav a.active{color:var(--gold);}
  nav.main-nav a.active::after{display:none;}
  .nav-cta{flex-direction:column;align-items:stretch;width:100%;margin-top:18px;}
  .menu-toggle{display:block;}
}
.nav-backdrop{
  display:none;position:fixed;inset:0;background:rgba(10,16,33,.5);z-index:1000;
}
.nav-backdrop.open{display:block;}

/* ---------- Hero ---------- */
.hero{
  background:linear-gradient(120deg,var(--navy-dark) 0%,var(--navy) 55%,#214a78 100%);
  color:var(--white);position:relative;overflow:hidden;
  padding:96px 0 90px;
}
.hero::after{
  content:'';position:absolute;right:-120px;top:-120px;width:480px;height:480px;
  background:radial-gradient(circle,rgba(29,158,117,.28),transparent 70%);
}
.hero .container{position:relative;z-index:2;}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center;}
.hero-eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);
  padding:8px 16px;border-radius:30px;font-size:.8rem;font-weight:600;
  letter-spacing:.04em;color:var(--gold);margin-bottom:22px;
}
.hero h1{color:var(--white);margin-bottom:20px;}
.hero h1 em{color:var(--teal);font-style:normal;}
.hero p.lead{color:#cdd6e8;font-size:1.12rem;max-width:560px;}
.hero-actions{display:flex;gap:16px;margin-top:30px;flex-wrap:wrap;}
.hero-stats{display:flex;gap:30px;margin-top:46px;flex-wrap:wrap;}
.hero-stats div{border-left:3px solid var(--teal);padding-left:14px;}
.hero-stats strong{display:block;font-size:1.7rem;color:var(--white);font-weight:800;}
.hero-stats span{font-size:.8rem;color:#aab8d6;text-transform:uppercase;letter-spacing:.05em;}

.hero-panel{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.16);
  border-radius:10px;padding:30px;backdrop-filter:blur(4px);
}
.hero-panel h3{color:var(--white);font-size:1.05rem;margin-bottom:14px;}
.hero-panel ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px;}
.hero-panel li{display:flex;gap:10px;align-items:flex-start;color:#dbe2f0;font-size:.92rem;}
.hero-panel li::before{content:'✓';color:var(--teal);font-weight:800;flex-shrink:0;}

/* page header (non-home hero, smaller) */
.page-hero{
  background:linear-gradient(120deg,var(--navy-dark),var(--navy) 70%);
  color:var(--white);padding:64px 0 56px;
}
.page-hero h1{color:var(--white);margin-bottom:10px;}
.page-hero p{color:#cdd6e8;font-size:1.05rem;max-width:680px;margin-bottom:0;}
.breadcrumb{font-size:.82rem;color:#9fb0d4;margin-bottom:14px;}
.breadcrumb a{color:#cdd6e8;}

/* ---------- Trust bar ---------- */
.trust-bar{background:var(--bg-light);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:34px 0;}
.trust-bar .container{display:flex;flex-direction:column;gap:18px;}
.trust-group{display:flex;align-items:center;gap:24px;flex-wrap:wrap;}
.trust-bar .trust-label{font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--text-mid);white-space:nowrap;flex-shrink:0;min-width:150px;}
.trust-logos{display:flex;gap:28px;flex-wrap:wrap;align-items:center;}
.trust-logos .tlogo{font-weight:800;color:var(--navy);font-size:1rem;letter-spacing:.02em;opacity:.85;}

/* ---------- Cards / Grids ---------- */
.grid{display:grid;gap:28px;}
.grid-2{grid-template-columns:repeat(2,1fr);}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}
@media (max-width:920px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr);}}
@media (max-width:640px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr;}}

.card{
  background:var(--white);border:1px solid var(--border);border-radius:var(--radius);
  padding:30px;transition:box-shadow .2s,transform .2s;
}
.card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px);}
.card .icon{
  width:50px;height:50px;border-radius:10px;background:var(--bg-light);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;
  color:var(--teal);font-size:1.4rem;font-weight:800;
}
.card h3{margin-bottom:10px;}
.card p:last-child{margin-bottom:0;}
.card a.card-link{font-weight:700;font-size:.9rem;color:var(--teal-dark);}

.bg-navy{background:var(--navy);color:var(--white);}
.bg-navy h2,.bg-navy h3{color:var(--white);}
.bg-navy p{color:#cdd6e8;}
.bg-light{background:var(--bg-light);}

/* ---------- Stats strip ---------- */
.stats-strip{background:var(--navy);color:var(--white);padding:54px 0;}
.stats-strip .grid-4{text-align:center;}
.stats-strip strong{display:block;font-size:2.4rem;font-weight:800;color:var(--gold);}
.stats-strip span{color:#cdd6e8;font-size:.88rem;letter-spacing:.03em;}

/* ---------- CTA band ---------- */
.cta-band{
  background:linear-gradient(120deg,var(--teal-dark),var(--teal));
  color:var(--white);padding:60px 0;text-align:center;
}
.cta-band h2{color:var(--white);}
.cta-band p{color:#e3fbf1;max-width:600px;margin:0 auto 8px;}
.cta-band .hero-actions{justify-content:center;}

/* ---------- Tables ---------- */
table{width:100%;border-collapse:collapse;background:var(--white);}
table th,table td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--border);font-size:.94rem;}
table th{background:var(--navy);color:var(--white);font-weight:700;font-size:.82rem;letter-spacing:.04em;text-transform:uppercase;}
table tr:nth-child(even) td{background:#FAFBFD;}
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);}

/* ---------- Forms ---------- */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
@media (max-width:640px){.form-grid{grid-template-columns:1fr;}}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:18px;}
.field.full{grid-column:1/-1;}
label{font-weight:600;font-size:.88rem;color:var(--navy);}
input,textarea,select{
  font-family:var(--ff-body);padding:12px 14px;border:1px solid var(--border);
  border-radius:4px;font-size:.95rem;background:var(--white);color:var(--text-dark);
}
input:focus,textarea:focus,select:focus{border-color:var(--teal);}
.form-card{background:var(--white);border:1px solid var(--border);border-radius:8px;padding:34px;box-shadow:var(--shadow-sm);}
.form-note{font-size:.82rem;color:var(--text-mid);}

/* ---------- Badges / lists ---------- */
.badge{
  display:inline-block;background:var(--bg-light);color:var(--navy);
  font-size:.78rem;font-weight:700;padding:5px 12px;border-radius:30px;
  border:1px solid var(--border);margin:0 6px 6px 0;
}
.badge.gold{background:#FBF3DE;color:#8a6c1f;border-color:#ecdba6;}
.check-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px;}
.check-list li{display:flex;gap:10px;align-items:flex-start;}
.check-list li::before{content:'✓';color:var(--teal);font-weight:800;}

/* ---------- Timeline (process) ---------- */
.timeline{display:flex;flex-direction:column;gap:0;border-left:3px solid var(--border);margin-left:10px;}
.timeline .step{position:relative;padding:0 0 36px 30px;}
.timeline .step::before{
  content:'';position:absolute;left:-10px;top:2px;width:17px;height:17px;
  border-radius:50%;background:var(--teal);border:3px solid var(--white);box-shadow:0 0 0 2px var(--teal);
}
.timeline .step:last-child{padding-bottom:0;}

/* ---------- Footer ---------- */
footer.site-footer{background:var(--navy-dark);color:#aab8d6;padding:64px 0 0;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:44px;border-bottom:1px solid rgba(255,255,255,.08);}
@media (max-width:920px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.footer-grid{grid-template-columns:1fr;}}
footer .fcol h4{color:var(--white);font-size:.95rem;letter-spacing:.04em;text-transform:uppercase;margin-bottom:18px;}
footer .fcol ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;}
footer .fcol a{color:#aab8d6;font-size:.92rem;}
footer .fcol a:hover{color:var(--gold);}
footer .fbrand{display:flex;align-items:center;gap:10px;margin-bottom:14px;}
footer p.foot-desc{font-size:.9rem;max-width:300px;}
.social-row{display:flex;gap:12px;margin-top:18px;}
.social-row a{
  width:38px;height:38px;border-radius:50%;border:1px solid rgba(255,255,255,.2);
  display:flex;align-items:center;justify-content:center;color:#cdd6e8;
}
.social-row a:hover{background:var(--teal);border-color:var(--teal);color:var(--white);}
.foot-bottom{padding:22px 0;display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px 24px;font-size:.82rem;}
.foot-bottom a{color:#aab8d6;}
.foot-bottom a:hover{color:var(--gold);}

/* ---------- Misc ---------- */
.text-center{text-align:center;}
.mt-0{margin-top:0;}
.mb-0{margin-bottom:0;}
.divider{height:1px;background:var(--border);margin:48px 0;}
.tag-row{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:18px;}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center;}
@media (max-width:860px){.two-col{grid-template-columns:1fr;}}
.quote-block{
  border-left:4px solid var(--gold);padding:18px 24px;background:var(--bg-light);
  font-style:italic;color:var(--navy);border-radius:0 6px 6px 0;
}
.skip-link{
  position:absolute;left:-9999px;top:auto;background:var(--gold);color:var(--navy-dark);
  padding:10px 16px;font-weight:700;z-index:2000;
}
.skip-link:focus{left:10px;top:10px;}

.reveal{opacity:0;transform:translateY(16px);transition:opacity .5s ease,transform .5s ease;}
.reveal-in{opacity:1;transform:translateY(0);}
@media (prefers-reduced-motion: reduce){.reveal{opacity:1;transform:none;}}